Purchasing a home is one of the biggest, most important investments you’ll make. Follow along as we provide essential information and resources to guide you at every step of your journey—including if buying is right for you.

By taking the class, you will be eligible for down payment grants and subsidy dollars to increase your purchasing power. Down payment assistance programs and lender requirements.

Get Qualified

Steps to buying a home or multi units

  • Take Education Leader Lead Webinar or Online Self Pace (Certificate Issued Upon Completion)
  • Schedule appointment to meet with HUD Housing Counselor to Create an Action Plan. If You need additional assistance. Not required if you are “Ready Now” To buy and working with someone all you need to do is complete your education as noted above. This counseling session is more so for people not sure and want to have additional 1 on 1 time and or help getting their profile Mortgage Ready.
  • Upload your income documentation to our portal so that the 1 on 1 session is the best use of time. Our intake specialist will ensure you are all set with your appointment.
  • Your lender will play the biggest role in your refinance. You’ll want to do your homework and be comfortable with who you select to manage your new loan.


Accessed Down Payment Grant and Subsidy Funds


Went from Renting to Owning

Options for learning

Leader-Led Zoom Webinar Homebuyer Education Course

  • 8-Hour Home Buyer Education
    All Day Saturday
    Options for training: Saturday 9am to 3pm or 2-hour Increment Trainings 4xs A Month Wednesday Evening 6pm to 8pm to ensure you complete the 8-hour requirement.
  • Certificate issued upon completion
  • $75
Enroll now

Self Pace Online Home Buyer Education ehome

  • 8-Hour Home Buyer Education (Promo Code: HOME $50 Discount)
  • Money Management
  • Certificate issued upon completion
  • Foreclosure Prevention Education
Enroll now

Self Pace Online Home Buyer Education Doorways

  • Certificate issued upon completion
Enroll now

Evaluate your options

Understanding what you can afford

Your first step in buying a home is to fully understand your finances. It’s not as fun as looking at homes, but it’s important and necessary to determine how much you can afford.

Down payments and PMI

These two important topics are often misunderstood. Let us walk you through your options and the associated pros and cons.

Finding your team

There are many people involved in your homebuying journey. Learn how having the right people by your side can help you achieve success with less stress.

Finding the right home

Now that you’ve been pre-approved and have your team, it’s time to start looking for your new home. This is an exciting time as you’ll lock down your location, type and must-have features.

Working with your lender

Buying a home can seem overwhelming, but your lender can provide a steadying hand. Find out what you can expect, and the role they play at every stage of the process.

Making your offer

You’ve found your dream home and now it’s time to make an offer. Learn how to determine a fair price and negotiate while making sure you stay within budget.

Inspecting and appraising

These are two critical steps in your home buying journey. Find out what you need to know and why they are so important to you and your lender.

Closing your loan

The final step of the home buying process involves signatures, documents, and keys. Let us help you prepare and understand what to expect.

first time homebuyers credit 101

Looking for a Professional Realtor?

Contact one of our licensed professional Realtor Counselors to help make your dream of ownership a reality.

Leigh Lester

Leigh Lester

Homebuyer Trainer
Schedule Appointment

Tips for First Time Home Buyers

Tools and Resources

Connect with us

We are always interested in connecting with members of our community. Whether you are interested in coordinating a virtual Financial Literacy webinar for your corporation, donating to support our mission, or simply wanting to learn how to improve your credit and manage the household budget, we would be happy to hear from you and meet you where you are along your journey.

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Step-by-step guidance

No matter what your needs are, access to quality, unbiased information is your right. Follow along as we provide essential information and resources to guide you at every stage of your journey.


HPP CARES CDE's accomplishments these past few years have been significant and all-encompassing; striving to advocate under the National Coalition for Equities’ umbrella to maintain a powerful community voice among the Federal and State regulators and major private sector corporations to address public policy issues, and to focus on the wealth & income inequality affecting affordable homeownership and small business growth. With the NCFE, HPP CARES CDE’s outreach efforts have led to an increase in corporate social responsibility and consumer protection. We have been able to reach more people, collaborate with more companies, meet with more regulators, all in the name of helping deserving individuals become sustainable homebuyers, successful small business owners, protected consumers and empowering California communities. HPP CARES CDE is at the forefront of helping people of color become partners in our mission to reduce income and wealth inequality and build stronger futures for all minority groups.