Evaluate your options
Understanding what you can afford
Your first step in buying a home is to fully understand your finances. It’s not as fun as looking at homes, but it’s important and necessary to determine how much you can afford.
Down payments and PMI
These two important topics are often misunderstood. Let us walk you through your options and the associated pros and cons.
Finding your team
There are many people involved in your homebuying journey. Learn how having the right people by your side can help you achieve success with less stress.
Finding the right home
Now that you’ve been pre-approved and have your team, it’s time to start looking for your new home. This is an exciting time as you’ll lock down your location, type and must-have features.
Working with your lender
Buying a home can seem overwhelming, but your lender can provide a steadying hand. Find out what you can expect, and the role they play at every stage of the process.
Making your offer
You’ve found your dream home and now it’s time to make an offer. Learn how to determine a fair price and negotiate while making sure you stay within budget.
Inspecting and appraising
These are two critical steps in your home buying journey. Find out what you need to know and why they are so important to you and your lender.
Closing your loan
The final step of the home buying process involves signatures, documents, and keys. Let us help you prepare and understand what to expect.
first time homebuyers credit 101
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Connect with us
We are always interested in connecting with members of our community. Whether you are interested in coordinating a virtual Financial Literacy webinar for your corporation, donating to support our mission, or simply wanting to learn how to improve your credit and manage the household budget, we would be happy to hear from you and meet you where you are along your journey.
No matter what your needs are, access to quality, unbiased information is your right. Follow along as we provide essential information and resources to guide you at every stage of your journey.