Your guide to building Solid Financial
Foundations

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Learn To ADU
Become A Homeowner
Down Payment Assistance
Mortgage Help
Homeowner Assistance

Step-by-step guidance

No matter what your needs are, access to quality, unbiased information is your right. Follow along as we provide essential information and resources to guide you at every stage of your journey.

Assistance

ADU Grant

CALHFA ADU Grant provides up to $40,000 to reimburse pre-development and non-reoccurring closing costs associated with the construction of the ADU. Predevelopment costs include site prep, architectural designs, permits, soil tests, impact fees, property survey, and energy reports.

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Housing is Key

This program helps homeowners and renters facing financial hardships as a result of COVID-19. This relief is only available to cities and counties within the State of California.

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Forgivable Equity Builder Loan

Home equity has proven to be one of the strongest ways for families to build and pass on intergenerational wealth and CalHFA is committed to improving equitable access to homeownership for all Californians. The Forgivable Equity Builder Loan gives first-time homebuyers a head start on this with immediate equity in their homes via a loan of up to 10% of the purchase price of the home. The loan is forgivable if the borrower continuously occupies the home as their primary residence for five years learn more

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California Mortgage Relief

The California Mortgage Relief Program uses federal Homeowner Assistance Funds to help homeowners get caught up on their housing payments. The program is absolutely free and the funds do not need to be repaid. The California Mortgage Relief Program is part of the state’s Housing is Key initiative.

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  • 15kHouseholds Served
  • 5,412Buying
  • 7kADU EDUCATION and COACHING
  • 7k+FORECLOSURE PREVENTION
  • 650Cellphone and laptops lessening digital divide

Our Mission

HPP CARES CDE is a California-based program devoted to meeting people where they are and moving them forward. By improving access to credit for low-and moderate-income and historically underserved Black, Indigenous, and People of Color (BIPOC) households; through qualified programs that identify and support the engines of affordable housing, homeownership, small business technical assistance, financial literacy, and economic development ultimately establishing the framework needed for sustaining communities, neighborhoods, and households.

moving in
Affordable housing Community services Economic development Financial education

Our vision

BIPOC communities have been left behind by harmful financial practices and decreasing reinvestment for decades. These same communities have also been unfairly excluded from establishing generational wealth due to ongoing systemic institutional racism directly tied to entrenched disparities in our laws and public policies, fueling adverse effects of poverty and inequities.

HPP CARES vision through innovation is to expose, exacerbate and dismantle programs and policies that perpetuate systemic barriers to opportunities that benefits BIPOC. Through innovation, at the same time bridging the technological divide with in BIPOC communities HPP CARES CDE over the course of the next 5 years will cultivate cohorts, empower communities, neighborhoods, and households of their Rights through multilingual educational webinars, in person seminars and 1 on 1 counseling session coupled with products and services that benefit the most vulnerable all while monitoring progress being made. Challenging corporate commitments on all fronts to ensure equality is achieved.

ACCREDITATIONs & ENDORSEMENTS

HPP CARES CDE wears our badges proudly. It is these badges along with our over 25 years of experience in educating consumers through financial challenges rest assure you have found the right agency that not only holds the knowledge, the certifications and know how needed to assist you through your endeavors.

Crc nis Equal Housing Opportunity Rotary International reach Realtor US Department of Housing and Urban Development Making Home Affordable National Housing Resource Center Neighbor Works National Community Reinvestment Coalition Internal Revenue Services CalHFA naccc fdic fcaa lahd

Connect with us

We are always interested in connecting with members of our community. Whether you are interested in coordinating a virtual Financial Literacy webinar for your corporation, donating to support our mission, or simply wanting to learn how to improve your credit and manage the household budget, we would be happy to hear from you and meet you where you are along your journey.

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