Getting help with your mortgage

If you’re struggling to make your mortgage payments due to a financial hardship or natural disaster, reach out today and start exploring your options. Help is available.

Schedule Appointment

Evaluate your options

Assessing your situation

The unexpected challenges of life can make the responsibility of homeownership difficult. Learn how to gauge your financial health and understand warning signs.

Reaching out for help

If you’re struggling to make your mortgage payment, there are many resources for assistance and the sooner you reach out the better.

Understanding options to stay in your home

Whether you’re facing a short- or long-term financial setback, there are workout options that may help you keep your home and avoid foreclosure.

Understanding options to leave your home

If homeownership is no longer affordable or desirable, there are options to exit your home gracefully — without the financial and emotional impacts of a foreclosure.

Help after a natural disaster

Picking up the pieces after a hurricane, fire or tornado can be overwhelming. Understand your options and who to turn to for assistance.

Avoid Fraud

Follow these helpful tips to spot fraudulent schemes and protect you and your family from scammers.

COVID-19 Relief for homeowners

If you’re struggling to make your mortgage payments due to COVID-19, mortgage relief options are available.

Understand the Borrower Notification Letter

Did you receive a Borrower Notification Letter? Learn more about what it is and what you should do next.


As a social enterprise, HPP CARES CDE has achieved significant and wide-ranging accomplishments in recent years. Working under the National Coalition for Equities' (NCFE) umbrella, our focus has been on advocating for a strong community voice among federal and state regulators and major private sector corporations. We've dedicated ourselves to addressing public policy issues, particularly those related to wealth and income inequality impacting affordable homeownership and small business growth.

Through collaborative efforts with NCFE, HPP CARES CDE has expanded outreach initiatives, leading to increased corporate social responsibility and consumer protection awareness. Our endeavors have enabled us to engage with a broader audience, forge partnerships with numerous companies, and engage with regulators, all with the goal of supporting deserving individuals in achieving sustainable homeownership, fostering successful small businesses, protecting consumers, and empowering California communities.

At HPP CARES CDE, we are committed to championing opportunities for people of color to become integral partners in our mission to reduce income and wealth inequality, thereby contributing to the creation of stronger futures for all minority groups.