Civil rights & fair housing laws

Long gone are the days of being a neutral bystander to issues of inequity and social injustice. We live in perilous times. Were life’s everyday fruits are slowly being plucked away, with no one asking why? Figure that just the way it is. National Coalition for Equity (NCFE) encourages All Voices To Speak Up! Being muted, means you have succumbed to being a part of the problem. Speak your mind. This may seem hard, but it is and always should be about quality of life.

NCFE is a catalyst for all unheard voices to be encouraged to speak your mind regarding the unjust conditions that persist.

Step up to the mic and Tell Your Story of adversity (Past, Present, Current) and lets us Champion together for equity in housing, access to capital, business, employment, and education.

tell us your story

In times of which social media seems to be our go to in shedding light on the biases and unconscious bias had by so many Americans within our country, from an optic standpoint that is excellent platform to share and bring attention to the inequity. But it is also still important to make sure matters are documented as if there are recognized pattern and practice by a corporation financial institution or group. Civil matters can be brought to right the injustice.

Become a member

Please learn more of your rights under the protected classes. And if you have a situation that has occurred and wise to file the matter allow our certified HUD housing counselors the ability to help in getting the wrong reviewed. No more are we going to say it is what it is.

African American and other under severed communities of color should not allow No to dictate your legacy and wealth creation. The gap in homeownership rates between white and Black families is larger today than it was in 1960, before the passage of the Fair Housing Act of 1968.

We have an administration seeking to right the wrongs of injustice.

It is illegal to discriminate in the sale or rental of housing, including against individuals seeking a mortgage or housing assistance, or in other housing-related activities. The Fair Housing Act prohibits this discrimination because of race, color, national origin, religion, sex (including gender, gender identity, sexual orientation, and sexual harassment), familial status, and disability. A variety of other federal civil rights laws, including Title VI of the Civil Rights Act, Section 504 of the Rehabilitation Act, and the Americans with Disabilities Act, prohibit discrimination in housing and community development programs and activities, particularly those that are assisted with HUD funding. These civil rights laws include obligations such as taking reasonable steps to ensure meaningful access to their programs and activities for persons with limited English proficiency (LEP) and taking appropriate steps to ensure effective communication with individuals with disabilities through the provision of appropriate auxiliary aids and services. Various federal fair housing and civil rights laws require HUD and its program participants to affirmatively further the purposes of the Fair Housing Act.

Civil Rights and Fair Housing Laws, Part I

Civil Rights and Fair Housing Laws, Part II

Civil Rights and Fair Housing Laws, Part III

HUD’s Office of Fair Housing and Equal Opportunity (FHEO) works to eliminate housing discrimination and promote civil rights and economic opportunity through housing. FHEO enforces fair housing laws. One of its roles is to investigate complaints of housing discrimination. If you believe you have been discriminated against in violation of any of these federal fair housing laws, you can file a complaint with FHEO.

Connect With Us

Tools and Resources

Step-by-step guidance

No matter what your needs are, access to quality, unbiased information is your right. Follow along as we provide essential information and resources to guide you at every stage of your journey.


As a social enterprise, HPP CARES CDE has achieved significant and wide-ranging accomplishments in recent years. Working under the National Coalition for Equities' (NCFE) umbrella, our focus has been on advocating for a strong community voice among federal and state regulators and major private sector corporations. We've dedicated ourselves to addressing public policy issues, particularly those related to wealth and income inequality impacting affordable homeownership and small business growth.

Through collaborative efforts with NCFE, HPP CARES CDE has expanded outreach initiatives, leading to increased corporate social responsibility and consumer protection awareness. Our endeavors have enabled us to engage with a broader audience, forge partnerships with numerous companies, and engage with regulators, all with the goal of supporting deserving individuals in achieving sustainable homeownership, fostering successful small businesses, protecting consumers, and empowering California communities.

At HPP CARES CDE, we are committed to championing opportunities for people of color to become integral partners in our mission to reduce income and wealth inequality, thereby contributing to the creation of stronger futures for all minority groups.