Refinancing your mortgage

Evaluate Your Options

Is refinancing right for you and what does it entail? Let’s find out. Follow along as we provide essential information and resources to guide you at every step of your journey—including if refinancing is right for you.

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  1. Planning to refinance

    Refinancing your mortgage is a significant decision. Be sure you understand your options, whether it makes financial sense and the steps involved.

  2. Costs of refinancing

    Refinancing can save you hundreds of dollars per month, but before you dive in, it’s important to understand all the associated costs and long-term impacts.

  3. Options for refinancing

    There are three primary types of refinance mortgages, each designed to meet a variety of personal and financial goals. Which one is right for you?

  4. Working with your lender

    Your lender will play the biggest role in your refinance, and you’ll want to do your homework and be comfortable with who you select to manage your new loan.

  5. Closing your loan

    This is the final step in the refinancing process and is very similar to when you closed on your home. Find out what to bring and what to expect.

Evaluate your options

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Connect with us

We are always interested in connecting with members of our community. Whether you are interested in coordinating a virtual Financial Literacy webinar for your corporation, donating to support our mission, or simply wanting to learn how to improve your credit and manage the household budget, we would be happy to hear from you and meet you where you are along your journey.

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Step-by-step guidance

No matter what your needs are, access to quality, unbiased information is your right. Follow along as we provide essential information and resources to guide you at every stage of your journey.


HPP CARES CDE's accomplishments these past few years have been significant and all-encompassing; striving to advocate under the National Coalition for Equities’ umbrella to maintain a powerful community voice among the Federal and State regulators and major private sector corporations to address public policy issues, and to focus on the wealth & income inequality affecting affordable homeownership and small business growth. With the NCFE, HPP CARES CDE’s outreach efforts have led to an increase in corporate social responsibility and consumer protection. We have been able to reach more people, collaborate with more companies, meet with more regulators, all in the name of helping deserving individuals become sustainable homebuyers, successful small business owners, protected consumers and empowering California communities. HPP CARES CDE is at the forefront of helping people of color become partners in our mission to reduce income and wealth inequality and build stronger futures for all minority groups.