guidebooklets

Whether you are looking to buy or already own a home, we have a brochure to help you achieve your ownership goals.

Mortgages can be complex and confusing. To supplement the rule, we’ve created several resources to help you as you navigate the mortgage process.

Sample Loan Estimate

The Loan Estimate makes it easier to shop around and compare loan offers from multiple lenders. Our interactive sample form will help you double check the details and get definitions for terms used on the Loan Estimate.

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Sample Closing Disclosure

The Closing Disclosure helps you avoid costly surprises at the closing table. Use our interactive sample form to help you compare your Loan Estimate to the Closing Disclosure and make sure that you understand the reason for any differences

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Buying a House

This suite of tools and resources guides you through the process of getting a mortgage. It will help you explore interest rates in your area, understand loan options, and prepare you for closing.

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Your Home Loan Toolkit

This booklet takes you from budgeting to closing with worksheets, checklists, and conversation starters. You’ll get a copy when you apply for a home purchase mortgage, but you can also download a copy now.

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Progress

HPP CARES CDE's accomplishments these past few years have been significant and all-encompassing; striving to advocate under the National Coalition for Equities’ umbrella to maintain a powerful community voice among the Federal and State regulators and major private sector corporations to address public policy issues, and to focus on the wealth & income inequality affecting affordable homeownership and small business growth. With the NCFE, HPP CARES CDE’s outreach efforts have led to an increase in corporate social responsibility and consumer protection. We have been able to reach more people, collaborate with more companies, meet with more regulators, all in the name of helping deserving individuals become sustainable homebuyers, successful small business owners, protected consumers and empowering California communities. HPP CARES CDE is at the forefront of helping people of color become partners in our mission to reduce income and wealth inequality and build stronger futures for all minority groups.